An actual forcible and violent entry into or exit form the premises by the person or persons committing such Burglary or Housebreaking or if there shall arise any damage to the property or to the premises falling to be borne by the insured which shall be due to any such Burglary or Housebreaking or any attempt threat then the Company will (subject to the conditions contained herein or endorsed or otherwise expressed hereon) pay or make good to the insured such loss to the extent of the intrinsic value of the property so lost such damage to the amount so sustained up to a sum not exceeding in respect of any one of the several descriptions of property the sum set opposite thereto as the sum insured.

Provided that the liability of the Company in respect of any loss and/or damage shall not exceed the total sum insured as stated in the Schedule. The premises mentioned in the Schedule shall not include any yard, garden, outbuilding or other appurtenances unless specifically included in the Schedule hereto.

The cost varies with the risk exposure and is calculated at a rate applied to the amount insured. The premises usually need to be surveyed to assess the existing hazards as well as to make necessary recommendations in order to reduce the risk of loss. These messages offer a brief description only. The actual policy wording prevails.