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Health Insurance
  • The health policy provides for reimbursement of hospitalization/domiciliary hospitalization expenses for illness/disease suffered or accidental injury sustained during the policy period.
  • Under this scheme the expenses for treatment in a hospital for an illness or injury are insured.
  • It does not cover for any expenses in respect of domiciliary or outdoor treatment.

Covers

  • Hospitalization due to accident or illness.
  • Ancillary services like ICU/CCU room, post-operative room, blood transfusion, special investigations, etc.
  • Labor room services.
  • Intensive care facility.
  • Oxygen therapy.
  • Skilled nursing services.
  • Blood transfusions.
  • Ambulance services.
  • Dressing while in confinement and test other than the routine investigations.

Three plans

  • Basic Plan
  • Standard Plan
  • Super Plan


The total maximum amount of cover shall limited to BDT 25,000/- for each year.

Costs, charges and fees per confinement in respect of : Amount payable

Hospital accommodation (including all room services and telephone charges)

Actual cost (maximum BDT 600/- per day)

Consultant’s fee

Actual cost (maximum BDT 300/- per day)

Routine investigations

Actual cost (maximum BDT 1,000/-)

Medicine & drugs prescribed by the Consultant

Actual cost (maximum BDT 2,000/-*)

Intervention for :

Major surgical operation

Intermediate surgical operation

Actual cost (maximum BDT 15,000 per case)

Actual cost (maximum BDT 10,000 per case)

Ancillary services as follows:

Labor room services, post-operative care facilities, Oxygen therapy, skilled nursing services, intensive care facility, blood transfusions, ambulance service, dressing, tests other than routine investigations

80% of the total amount (maximum BDT 3,000)

 

The total maximum amount of cover shall limited to BDT 50,000/- for each year.

Costs, charges and fees per confinement in respect of : Amount payable

Hospital accommodation (including all room services and telephone charges)

Actual cost (maximum BDT 1,200/- per day)

Consultant’s fee

Actual cost (maximum BDT 500/- per day)

Routine investigations

Actual cost (maximum BDT 1,000/-)

Medicine & drugs prescribed by the Consultant

Actual cost (maximum BDT 4,000/-*)

Intervention for :

Major surgical operation

Intermediate surgical operation

Actual cost (maximum BDT 15,000 per case)

Actual cost (maximum BDT 10,000 per case)

Ancillary services as follows:

Labor room services, post-operative care facilities, Oxygen therapy, skilled nursing services, intensive care facility, blood transfusions, ambulance service, dressing, tests other than routine investigations

80% of the total amount (maximum BDT 6,000)

 

The total maximum amount of cover shall limited to BDT 75,000/- for each year.

Costs, charges and fees per confinement in respect of: Amount Payable

Hospital accommodation (including all room services and telephone charges)

Actual cost (maximum BDT 1,500/- per day)

Consultant’s fee

Actual cost (maximum BDT 500/- per day)

Routine investigations

Actual cost (maximum BDT 1,500/-)

Medicine & drugs prescribed by the Consultant

Actual cost (maximum BDT 6,000/-*)

Intervention for :

Major surgical operation

Intermediate surgical operation

Actual cost (maximum BDT 15,000 per case)

Actual cost (maximum BDT 10,000 per case)

Ancillary services as follows:

Labor room services, post-operative care facilities, Oxygen therapy, skilled nursing services, intensive care facility, blood transfusions, ambulance service, dressing, tests other than routine investigations

80% of the total amount (maximum BDT 8,000)